Sell more. Stress less.
Outlaay turns customers who can't afford the full price today into completed sales tomorrow — without you carrying the risk or chasing payments.
You're losing sales every day.
Walk into any shop in Accra, Kumasi or Tema and you'll find the same story: a customer who wants the product, knows the price, and just can't pay it all today. They leave. Most of them never come back.
The merchants who try to bridge the gap with informal IOUs end up spending their days on the phone — chasing payments, sending reminders, writing off losses when customers disappear. That's not a sales channel, it's a tax on your time.
There's a better way. One where the customer commits, saves steadily, and only walks out with the product when it's fully paid — and you carry none of the risk in between.
Get paid in full, on time, every time.
Outlaay sits between you and the customer. They save toward the product on our platform. We handle every contribution and reminder. When they hit 100%, we pay you out — then you release the product.
Customer wants product
They visit your shop, choose the item, but can't pay the full price today.
Customer saves on Outlaay
You create a plan in seconds. They save in their own time — we handle every payment.
You get paid when they finish
Plan completes, payout lands within 72 hours, you release the product. Done.
What you get as a merchant.
Zero risk
You only release the product when the plan is fully paid. No bad debt, no write-offs, ever.
More sales
Convert customers who can't pay today into tomorrow's customers — without carrying the risk yourself.
No chasing
Outlaay handles every reminder, every collection, every follow-up so you can focus on selling.
Simple payouts
Get paid by mobile money or bank transfer within 72 hours of plan completion.
Ready to sell more without the risk?
Join Ghana's first merchant-led savings platform. Get on the waitlist — we're rolling out merchants soon.
Join the waitlist