How Outlaay works.
Three simple steps for merchants. No interest. No risk. Just completed sales.
Create the plan
Open the merchant app, pick the product the customer wants, set the target amount and the savings window. The plan is live in seconds. Your customer gets a private link to start saving toward it — no paperwork, no risk to you, no commitment up front.
We handle collections
Outlaay sends every reminder, processes every contribution, and follows up with customers who fall behind. We track progress, surface plans that are close to completing, and flag any that need attention. You stop chasing payments and get back to selling.
You get paid in full
When a customer hits 100%, the plan completes and your payout is queued automatically. Funds land in your registered mobile money or bank account within 72 hours. Then — and only then — you release the product. Every sale, fully paid, on time.
Ready to sell more without the risk?
Join Ghana's first merchant-led savings platform. Get on the waitlist — we're rolling out merchants soon.
Join the waitlist